Classic car insurance
Classic Car Insurance
Insure your classic car with low-cost coverages
Get a quote for classic automobile insurance and take it easy.
We share your passion for vintage automobiles. Because of this, you are able to drive your automobile as much as you like with the United Precious Insurance Classic Car programme. Additionally, you may receive 24/7 roadside assistance for lockouts, battery jumps, tyre changes, and more if you sign up for the UPI Drivers Club. The goal of UPI is to keep your antique vehicle road-ready, whether you’re going to a car show or just taking it for a weekend drive.
The average difference between UPI’s auto insurance prices and conventional auto rates is 34%.
Your vintage is more than simply a car. Because of this, your classic automobile insurance policy is different from a regular auto insurance policy. Instead, it’s a very distinct policy with more specific coverages that was created just for your historic car. And compared to a typical auto coverage, your vintage or collectible automobile insurance actually costs roughly $244 less.
Guaranteed Worth coverage to protect the true value of your classic
In the event of a covered total loss, you will get the whole insured value of your vehicle. Nothing diminishes. Don’t play around. No fuss. Simply state the worth of your classic when requesting a quote for insurance, and UPI will settle on a total compensation amount with you.
Coverage for genuine replacement parts
UPI has experts on standby to track down any uncommon or difficult-to-find original replacement components if you have a claim and offers stock original replacement parts wherever possible. And yes, your antique or vintage car insurance policy immediately includes original replacement parts coverage at no additional charge.
Flexible use to fully appreciate your vintage
You can enjoy your vehicle as you want if you have the best collector car insurance. Because of this, use United Precious Insurance. With classic car insurance, you are free to drive your vehicle to events hosted by collector car clubs, exhibitions, tours, and occasionally just for fun.
Commonly asked questions
In general, your automobile or truck needs to be kept in good working order, parked in a garage and utilised as an extra car rather than your primary mode of transportation in order to qualify for insurance for classic, collector, vintage, and antique vehicles and trucks. A normal auto insurance policy can be a better choice for you if your car isn't eligible for classic auto insurance.
A classic car often has an age range of 25 to 50 years. A car does not necessarily need to be a certain age to qualify as a classic. For a car to be considered a classic, different states have varying standards that may take into account the vehicle's age, weight, usage, or production.
You need to have enough space accessible to qualify for classic automobile insurance. The preferred option is an enclosed building like a private garage or storage unit, while carports, driveways, and other storage spaces might also be appropriate.
Your vintage vehicle cannot serve as your daily driver. It should only be used on occasion. It is permissible to use your automobile for leisurely travel, shows, sightseeing, and other excursions.
Yes. If you have a history of excessive speeding tickets, dangerous driving, or other significant offences within the last three years, you might not be eligible for classic vehicle insurance in many states.
No, however you will also need to keep a regular-use automobile insurance coverage in addition to your historic car insurance policy.
To satisfy your specific insurance needs, United Precious Insurance offers you specialized and custom insurance coverage.
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