Golf cart insurance

Golf cart insurance

 

 

Golf Cart Insurance

For as little as $75 a year, ride protected on the course and in your neighborhood.

Customized coverages from Progressive speciality golf cart insurance will safeguard you and your vehicle whether you use your golf cart to travel from green to green or simply around your gated neighbourhood or condominium complex. Almost any non-commercial activity or setting is covered by our coverage for you.

Is golf cart insurance necessary?

 

States will have different insurance requirements for golf carts, but even in those that don’t, it’s still a good idea to get a policy, especially if you want to use your golf cart to cruise around your neighbourhood. If you venture off the fairways, your house insurance may not protect you, but golf cart insurance does.

What does golf cart insurance typically cost?

The coverages you choose, as well as the brand and model of your golf cart, affect the cost of golf cart insurance. Your age and driving history affect the cost as well. See how affordable golf cart insurance can be by getting a quote online. Policies begin at $75 per year.

 

COMMON COVERAGES

 

Liability for bodily harm and property damage

Golf cart liability insurance can shield you if you’re held accountable for injuring or destroying someone else’s property while travelling in your golf cart, even though it’s not needed in every state. Up to the limits of your insurance, you are also covered for your legal and judicial costs.

 

Guests passenger liability

Guests passenger liability will cover their injuries up to the limits of your coverage if they are sustained while riding in your golf cart.

physical harm and property damage caused by uninsured or underinsured drivers

If you are hurt by a driver who has little or no insurance, it will cover you and any passengers in your golf cart. If an uninsured or underinsured driver hurts your golf cart, you’re also protected.

 

Collision and comprehensive

Comprehensive will pay to repair or replace your golf cart if it is damaged or stolen. Additionally, comprehensive insurance covers harm caused by a fire, running into an animal, a natural disaster, or broken glass. Collision insurance will cover the cost of your golf cart’s repairs or replacement if you collide with another golf cart, an object, or even a car on the road.

Your lender may insist that you carry comprehensive and collision insurance if you’re financing your golf cart.

Medical bills

If a golf cart accident results in injuries to you or your passengers, medical payments coverage will pay your hospital fees. Even though medical expenses are voluntary, having coverage is essential if you or your passengers are uninsured.

Accessory protection

Make sure your enhancements are covered if you’ve added a radio, headlights, seat covers, or even a unique paint job to your golf cart. You will immediately receive $3,000 in accessory coverage if your golf cart policy includes both comprehensive and collision coverage. Up to $30,000 in supplementary coverage is available if required.