Mechanical breakdown insurance
Mechanical Breakdown Insurance
Protect your car, truck, or RV from unexpected repairs and breakdowns
More than an extended warranty: RV and auto repair insurance
A more complete option than an extended vehicle warranty, mechanical breakdown insurance is made to safeguard your finances from unplanned vehicle repairs and breakdowns. The mechanical repair plan from Good Sam pays to fix your automobile, truck, or RV when it breaks down suddenly and without warning.
What is covered by insurance for mechanical repairs?
After your vehicle’s manufacturer warranty expires or in cases where a mechanical failure is not covered by your vehicle warranty, mechanical repair plans offer coverage for breakdown-related repairs. Your mechanical breakdown insurance will pay your service provider immediately for the remaining covered repairs after you pay your deductible. Cars, trucks, SUVs, and recreational vehicles all have mechanical breakdown insurance available.
WHAT IT DOES
Complete protection
For the whole duration of your coverage term, mechanical breakdown insurance covers major components for unforeseen, sudden mechanical failures. On the other hand, vehicle warranties may only cover manufacturing-related defects and may only cover certain components of your RV or car for a specific amount of time.
Any service provider
No matter where you are when the breakdown occurs, you may get your automobile or RV repaired there. There’s no need to merely drive your automobile to the dealer or pull your RV all the way home. Your vehicle can be taken to any service facility in the United States or Canada, or you will be directed to a preferred service provider.
Travel advantages
While your car is being repaired, you can get up to $100 per day in additional meal and lodging reimbursements if you have a covered breakdown while driving. Additionally, if your automobile cannot be used for the same time period, you will receive $60 per day in rental car reimbursement. † Read the claim’s corresponding disclosure.
Flexible payments and deductibles
You can choose your deductible when getting RV or auto repair insurance from ranges between $100 and $500 depending on your spending limit and kind of vehicle. You can select between pay-as-you-go monthly instalments or annual payments, unlike extended auto warranties, which demand a significant upfront cost. Additionally, you have the option of a three-year rate lock.
FAQs about mechanical breakdown insurance
You'll call the number shown in your coverage documentation when a mechanical issue occurs to be connected to a selected service provider for the best possible repairs. You can also contact a toll-free number so that Good Sam's specialists can speak with your technician directly if you opt to employ the mechanic of your choice. Before giving the go-ahead for the work, they will analyse the diagnosis and suggested repairs. An inspection to confirm the damage might be necessary before making extensive repairs.
You'll pay a single deductible for all repairs completed at the time of a covered breakdown. You can select a deductible of $100, $250, or $500 when you purchase your plan for a personal car or motorhome. The deductible for fifth wheels and travel trailers can be either $100, $200, or $300. Your mechanical breakdown plan will pay the service provider immediately for all eligible repairs after the deductible.
Yes, all covered repairs come with both labour and parts. While your car is in the shop, you are free to have non-covered work done; you will just be responsible for the extra charges.
The replacement part will be covered up to the cost expected to repair the old one if the shop can repair it for less money but you opt to obtain a new one. The charges that are more than the repair estimate are your responsibility to cover.
Your mechanical repair plan can be activated without an inspection, but repairs for pre-existing problems won't be covered.
To satisfy your specific insurance needs, United Precious Insurance offers you specialized and custom insurance coverage.
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