Snowmobile insurance

Snowmobile insurance

 

 

Get a price estimate online and be protected.

Although riding a snowmobile is an exhilarating winter activity, there are risks involved, particularly when moving quickly through the snow in low visibility. Among snowmobile insurance providers, United precious insurance distinguishes out because we provide the appropriate coverage at a competitive rate.

 

Is insurance required for snowmobiles?

Some states mandate snowmobile insurance, and specific snowmobile parks may also have their own requirements. Additionally, if you financed your snowmobile, your lender might have demanded proof of insurance. Even in states where snowmobile insurance is not required, it is prudent to be adequately protected because accidents involving snowmobiles are frequent, whether they involve collisions with other objects or falls through the ice.

 

What does snowmobile insurance cost?

Your location, age, riding history, as well as the brand and model of your vehicle, will all have a significant impact on the cost of your snowmobile insurance.

 

STANDARD COVERAGES

 

Liability for bodily injury  and property damage

According to the limits of your policy, pays for any injuries or property damage you cause to others while operating a snowmobile.

 

physical harm and property damage caused by uninsured or underinsured drivers

Your UMBI/PD coverage begins to take effect—up to the limits of your policy—if you are hurt by another rider who has either insufficient or no insurance.

 

Collision and comprehensive

If your snowmobile is stolen or vandalised, Comprehensive will pay to repair or replace it. Injuries caused by hitting an animal, a fire, or weather-related events are also covered. Your snowmobile is covered by collision if it is hurt in an accident with another vehicle or item.

 

Medical bills

pays for medical expenses if you, your passengers, or anybody else hurt in a snowmobile accident, regardless of who is at fault.

 

Accoutrements and unique components/equipment

If you have comprehensive and collision coverage on your policy, accessory and custom parts/coverage equipment automatically gives up to $3,000 in coverage if you’ve made improvements or additions to your snowmobile that weren’t factory installed. Up to $30,000 in supplementary coverage can be purchased.